How to use: Change any transaction's category with the dropdown — totals and charts update instantly.
Tick Trip F (France) or Trip C (Canada) to move a transaction into that trip's bucket (excluded from your monthly baseline).
Use + New category to add one I missed. Edits persist locally; Reset restores the original AI categorization.
Monthly cash flow (baseline spend excl. trip & savings)
Spending by category (baseline)
Your situation: Rent (€3,525/mo) and the car (~€665/mo) are locked, so this plan doesn't touch them.
You already generate a recurring surplus of about —/month — the problem is it leaks into day-to-day spend instead of reaching savings.
The goal: capture ~€3,000/month by automating a transfer and trimming the few categories that actually have give. Drag the sliders to model your own cuts.
Progress toward €3,000/mo savings goal
Model your cuts — drag to set a realistic monthly target per category
Category
Now/mo
Trim %
Saved/mo